Blog

The official Co-op Solutions Blog

  • 3 Ways AI and Machine Learning Can Boost Your Card Portfolio

    3 Ways AI and Machine Learning Can Boost Your Card Portfolio

    According to Forbes Magazine, global revenue derived from artificial intelligence (AI) for enterprise applications is projected to grow at more than 52 percent annually, from “$1.62B in 2018 to...

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  • Rise in BIN Attacks Lead List of Fraud Worries. Here’s How Your Credit Union Can Fight Back

    Rise in BIN Attacks Lead List of Fraud Worries. Here’s How Your Credit Union Can Fight Back

    It’s been a couple of tough years on the financial fraud fronti.  Consider that e-commerce fraud reached $20 billion globally in 2021, representing 14% growth over the prior year. Meanwhile,… The...

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  • 5 Spending Predictions for Credit Unions this Spring

    5 Spending Predictions for Credit Unions this Spring

    Spring is here, and Co-op’s SmartGrowth experts predict a seasonal lift in spending categories like travel & lodging, home improvement and sports & recreation over the next few months.

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  • Changemakers from Amazon, Facebook & Mastercard confirmed for THINK 23

    Changemakers from Amazon, Facebook & Mastercard confirmed for THINK 23

    We are excited to share the full lineup of speakers and industry giants to take the main stage at THINK 23 in Tucson, Arizona, May 2-4, 2023. Pioneers in their fields, these keynote speakers have...

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  • BIN Attacks Are Rising: Here’s How Your Credit Union Can Fight Back Against Card Fraud

    BIN Attacks Are Rising: Here’s How Your Credit Union Can Fight Back Against Card Fraud

    By Nicole Reyes, Director of Fraud Prevention, CO-OP Financial Services When it comes to preventing card fraud, issuers need all the help they can get. Fortunately, credit unions have access… The...

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  • Latest CU Growth Outlook Research Defines New Member-centric Model

    Latest CU Growth Outlook Research Defines New Member-centric Model

    To strengthen member relationships and ensure long-term growth, credit unions must be a part of their members’ daily lives, capturing more of those everyday interactions as the gateway to a new model

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  • Offering Contactless Drives Growth and Profitability for Credit Unions

    Offering Contactless Drives Growth and Profitability for Credit Unions

    Offering contactless cards presents numerous benefits for credit unions. For one, it accelerates the trend toward cash displacement, which will help reduce cash handling and branch overhead expense

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  • Credit Unions Well-positioned to Enter BNPL Market

    Credit Unions Well-positioned to Enter BNPL Market

    Buy now, pay later (BNPL) is a major trend that recently emerged and grew exponentially during the pandemic, meeting consumers’ desire for greater convenience and flexibility in how they manage...

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  • Leverage Intelligent Scoring to Stay One Step Ahead of Fraud

    Leverage Intelligent Scoring to Stay One Step Ahead of Fraud

    Payments fraud is on the rise, and credit unions must make proactive efforts to address this persistent and growing threat. Solutions like Co-op Cooper® Fraud Score can detect and prevent fraudulent..

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  • Co-op THINK 23 Speaker Spotlight: Steve Wunker

    Co-op THINK 23 Speaker Spotlight: Steve Wunker

    Co-op’s THINK events are renowned for bringing together thought leaders and changemakers from the financial services industry and beyond to inform and inspire credit unions. Our newest THINK 23...

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  • Raise Your Shade, Raise Some Money for CMNH and NCUF

    Raise Your Shade, Raise Some Money for CMNH and NCUF

    Back by popular demand, CO-OP is launching another #ShadesUpforKids campaign to raise money for Children’s Miracle Network Hospitals and the National Credit Union Foundation.  What is...

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  • Debit Network Choices Matter. Here’s Why.

    Debit Network Choices Matter. Here’s Why.

    Becoming more strategic in selecting a debit card network is one way credit unions can address three of the movement’s most pressing priorities: Earnings, Expenses, and Experience. Co-op understands

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  • Co-op THINK 23 Speaker Spotlight: Linda Kirkpatrick

    Co-op THINK 23 Speaker Spotlight: Linda Kirkpatrick

    Meet Linda Kirkpatrick, one of the latest speakers added to the prestigious line-up to take the mainstage at Co-op THINK 23. As President of North America for Mastercard, Kirkpatrick leads the...

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  • Co-op THINK 23 Speaker Spotlight: Ron Shevlin of Cornerstone Advisors

    Co-op THINK 23 Speaker Spotlight: Ron Shevlin of Cornerstone Advisors

    Ron Shevlin is one of the banking industry’s most notable experts—and his in-demand insights and quirky sense of humor are gracing the stage at this year’s premier credit union growth strategy...

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  • What Your Credit Union Can Do to Prevent Losses as P2P Fraud Continues to Rise

    What Your Credit Union Can Do to Prevent Losses as P2P Fraud Continues to Rise

    Person-to-person (P2P) fraud continues to be a top concern for credit unions and members alike. And it’s no wonder; as the ease in which consumers can make touchless payments continues to boom...

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  • Co-op THINK 23 Speaker Spotlight: Jim McKelvey

    Co-op THINK 23 Speaker Spotlight: Jim McKelvey

    Find McKelvey and a full slate of innovative thinkers at THINK 23. Join us as McKelvey shares how thinking outside your own industry’s perceived barriers can transform global behavior, using his...

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  • As Subscription Habits Evolve, Payment Growth Opportunities Remain

    As Subscription Habits Evolve, Payment Growth Opportunities Remain

    From streaming services to meal kits, subscriptions are big business these days.  According to a 2021 survey, 61 million Americans have at least one retail subscription service. Based on an...

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  • What’s in store for 2023? Here are 5 Spending Predictions for the New Year

    What’s in store for 2023? Here are 5 Spending Predictions for the New Year

    From lingering pandemic-era supply chain issues, rising inflation, and ongoing Fed rate increases to the war in Ukraine, tech company layoffs, and a volatile stock market, 2022 was an eventful year...

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  • 3 Fraud Predictions for 2023

    3 Fraud Predictions for 2023

    Fraud is top of mind for credit unions, and for good reason. U.S. consumers lost a record $3.56 billion to online fraud in the first half of 2022, and credit card fraud is projected to increase at...

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  • Looking Back and Looking Ahead: 2022 - a Year of Accomplishments for Credit Unions

    Looking Back and Looking Ahead: 2022 - a Year of Accomplishments for Credit Unions

    As we look back on 2022, it’s important to appreciate our movement’s successes and growth, while also recognizing areas of future opportunity. In 2023 and beyond, our collective focus must be on...

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