Blog

The official Co-op Solutions Blog

  • P2P Allows Credit Unions to Be There for Everyday Member Moments 

    P2P Allows Credit Unions to Be There for Everyday Member Moments 

    Peer-to-peer (P2P) technology continues to be one of the hottest trends in payments. Services like Zelle®, Venmo and CashApp have taken the age-old, familiar practice of exchanging money with...

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  • To Sell or Not to Sell Your Card Portfolio, That Is the Question

    To Sell or Not to Sell Your Card Portfolio, That Is the Question

    Building a robust credit card portfolio is integral to credit union health and growth. Credit cards represent three out of every four loan accounts, outpacing other loan product acquisitions by...

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  • Business Intelligence Will Be Critical to Digital Transformation, Springboard is Leading the Way

    Business Intelligence Will Be Critical to Digital Transformation, Springboard is Leading the Way

    Quite a few life-altering technologies were born in 2007. Consumers were introduced to the Kindle, the iRobot, and of course, the iPhone. That same year, credit unions met Springboard, the… The...

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  • Rise in BIN Attacks Lead List of Fraud Worries. Here’s How Your Credit Union Can Fight Back

    Rise in BIN Attacks Lead List of Fraud Worries. Here’s How Your Credit Union Can Fight Back

    It’s been a couple of tough years on the financial fraud fronti.  Consider that e-commerce fraud reached $20 billion globally in 2021, representing 14% growth over the prior year. Meanwhile,… The...

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  • Mindful practices ensure ethical data use worthy of member trust 

    Mindful practices ensure ethical data use worthy of member trust 

    Whether it’s Elon Musk’s “firehose” access to Twitter data or controversy over the legitimacy of ESG investment data, consumers and businesses alike are spending more time considering the ethical...

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  • 6 Smart Strategies for Credit Unions to Prevent BIN Attacks

    6 Smart Strategies for Credit Unions to Prevent BIN Attacks

    There has been an increase in BIN (block identification number) attack fraud attempts in recent years. Co-op offers smart strategies to help credit unions prevent these attacks.

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  • 4 ways for credit unions to engage with members around Amazon Prime Day

    4 ways for credit unions to engage with members around Amazon Prime Day

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  • The Key Metrics that Drive Payments Growth

    The Key Metrics that Drive Payments Growth

    As shown in the Co-op CU Growth Outlook research study, conducted in partnership with EY and Filene, payments are key for credit unions to drive revenue and profitability. As fintech… The...

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  • How an Installment Payment Program Helps Credit Unions Compete

    How an Installment Payment Program Helps Credit Unions Compete

    Buy Now, Pay Later (BNPL) offerings are popping up everywhere, from big banks to retailers to fintechs. While consumers enjoy the flexibility afforded by installment payment options, credit unions...

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  • CardNav Empowers Members Across all Co-op Debit and Credit Channels

    CardNav Empowers Members Across all Co-op Debit and Credit Channels

    Card controls and alerts are valued by busy and security-conscious members for a variety of purposes, including the ability to turn it off should the card be lost; setting limits… The original...

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  • The Convergence of Payments and Lending is Coming. Is Your Credit Union Ready?

    The Convergence of Payments and Lending is Coming. Is Your Credit Union Ready?

    How do credit unions best compete with fintechs? The key lies in becoming the digital hub for all the member’s financial needs. This is what leading fintechs are doing, and… The original article...

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  • Digital Transformation is Key Driver of Improved Member Experience for Credit Unions

    Digital Transformation is Key Driver of Improved Member Experience for Credit Unions

    by Samantha Paxson,Chief Experience Officer,Co-op Solutions For credit unions to stay ahead of the curve in the rapidly changing and increasingly competitive world of financial services, they need...

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  • Integrations Help You Meet Your Members Where They Are Today 

    Integrations Help You Meet Your Members Where They Are Today 

    Activating new credit cards is a very common practice that today is pretty simple and easy, but just a few years ago, activating a new card you received in the… The original article Integrations...

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  • New Research Shows How Credit Unions Can Achieve Growth Through Member Centricity

    New Research Shows How Credit Unions Can Achieve Growth Through Member Centricity

    By Todd Clark, President and CEO, Co-op Solutions When I speak with credit union leaders what I hear are the same concerns. The credit union industry is facing competition on… The original...

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  • An Ounce of Fraud Prevention Goes a Long Way

    An Ounce of Fraud Prevention Goes a Long Way

    Emboldened and sophisticated fraudsters are driving an increase in card fraud losses. Financial institutions are taking more aggressive, costly measures to combat it, but not all strategies are...

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  • 5 Consumer Spending Predictions this Spring 

    5 Consumer Spending Predictions this Spring 

    As cooler temperatures give way to warmer weather from coast to coast, Co-op’s SmartGrowth experts foresee an uptick in spending across many merchant categories over the next few months.  To… The...

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  • Cryptocurrency Offers Potential Opportunities and Some Risks for Credit Unions

    Cryptocurrency Offers Potential Opportunities and Some Risks for Credit Unions

    NCUA Chairman Todd Harper issued a Letter to Credit Unions in December, both confirming and clarifying the authority that federally insured credit unions have to offer cryptocurrency services to...

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  • Raise Your Shade, Raise Some Money for CMNH and NCUF

    Raise Your Shade, Raise Some Money for CMNH and NCUF

    Back by popular demand, CO-OP is launching another #ShadesUpforKids campaign to raise money for Children’s Miracle Network Hospitals and the National Credit Union Foundation.  What is...

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  • New Research Explores How Being Member-Centric is the Smartest Growth Strategy 

    New Research Explores How Being Member-Centric is the Smartest Growth Strategy 

    Today, credit unions are up against more challenges than ever, from the rise of fintechs and challenger brands, to the deterioration of the “traditional” banking model. The rapid growth of… The...

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  • Co-op THINK 22 Keynote Spotlight: Dave Logan

    Co-op THINK 22 Keynote Spotlight: Dave Logan

    THINK is back! Co-op THINK 22, May 2-6 in Chicago, will feature our signature lineup of keynote speakers bringing the best thinking from across industries to our audience of credit… The original...

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