Industry Roundups

  • ACH Network Adds More Than 1B New Payments In 2018

    ACH Network Adds More Than 1B New Payments In 2018

    NACHA said it is the fourth year in a row that the ACH Network added more than 1 billion new payments.

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  • Visa: EMV Cuts Card-Present Counterfeit Fraud

    Visa: EMV Cuts Card-Present Counterfeit Fraud

    Merchants saw a drop in card-present fraud due to the increased adoption of Europay, Mastercard and Visa (EMV) chip cards, Visa said.

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  • What FIs Don't Know About AI And ML

    What FIs Don't Know About AI And ML

    In the latest edition of the AI Innovation Playbook, PYMNTS examines survey response data from more than 200 financial executives to learn how they are leveraging AI and ML.

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  • Mobile Payments Heavy Stores Facing Increased Backlash

    Mobile Payments Heavy Stores Facing Increased Backlash

    At the end of the day, it’s a bad idea to completely eschew paper currency.

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  • Inter-connecting the Digital Payments Ecosystem

    Inter-connecting the Digital Payments Ecosystem

    A white paper developed by the Initiatives Group and released last year by Equinix, Inc. identified three key trends shaping the worldwide real-time payments industry.

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  • When Real-Time Payments Go Wrong

    When Real-Time Payments Go Wrong

    RTP have experienced their fair share of fraud to date but by integrating tokens into the RTP process, banks can mitigate the impact.

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  • Opera? Pop? Mastercard debuts new melody that will sound whenever, whereever you buy

    Opera? Pop? Mastercard debuts new melody that will sound whenever, whereever you buy

    The company is debuting a new, signature melody, that shoppers will eventually hear every time they complete a purchase with Mastercard.

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  • 8 Technology Trends Banking Industry Must Act On In 2019

    8 Technology Trends Banking Industry Must Act On In 2019

    2019 will not be a continuation of the past with banking technology.

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  • Venmo And Zelle's P2P Battle Royale

    Venmo And Zelle's P2P Battle Royale

    A look at the recent Q4 financial figures for P2P tells a mostly positive story.

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  • Payday loans, Pawnshops And Borrowed Credit: How Americans Got By In 2018

    Payday loans, Pawnshops And Borrowed Credit: How Americans Got By In 2018

    Research demonstrated that a high income is not always enough to stave off financial delinquency.

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  • ATM and Bank Branch Extinction: What Does It Mean for the Future?

    ATM and Bank Branch Extinction: What Does It Mean for the Future?

    Assessing the broadening horizons of the payment industry

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  • Quantifying Fraud’s Impact on Customers’ Expectations and Behavior

    Quantifying Fraud’s Impact on Customers’ Expectations and Behavior

    Survey insights about consumers’ sentiments and revealing areas where banks can be more effective at mitigating fraud and increasing awareness among customers.

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  • Psychological barriers to greater mobile payment use in the US

    Psychological barriers to greater mobile payment use in the US

    If we want greater mobile payment adoption, we need to address these types of psychological barriers to adoption, and misperceptions about mobile payments.

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  • Overdraft Fees Tick Higher at CUs, New Survey Finds

    Overdraft Fees Tick Higher at CUs, New Survey Finds

    This is the first time in 19 years banks and CUs increased the OD price at the same time.

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  • Top Industries Chatbots Are Poised to Disrupt in 2019

    Top Industries Chatbots Are Poised to Disrupt in 2019

    Banking/Financial is one of the four industries cited that represent the best opportunities for chatbot tech to transform how customers engage with companies, brands, and each other.

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  • Big Tech Weighs in on Faster Payments

    Big Tech Weighs in on Faster Payments

    An advocacy group, Financial Innovation Now (FIN), submitted a public comment letter to the Fed in response to its proposal to create and operate a real-time payments system in the U.S.

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  • Target Tap-And-Pay To Ignite Contactless Cards

    Target Tap-And-Pay To Ignite Contactless Cards

    Where consumers see the value is, interestingly, the sweet spot where Target plays.

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  • 8 mobile payment trends that matter for 2019

    8 mobile payment trends that matter for 2019

    Read about some trends and impact.

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  • Target's surrender to Apple Pay shows the struggle of retailer-only wallets

    Target's surrender to Apple Pay shows the struggle of retailer-only wallets

    One of those holdouts has given in to the march of NFC technology, as Apple, Samsung, Visa and Mastercard announced that Target will begin accepting their mobile wallets and contactless cards.

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  • P2P’s speed puts personal info at greater risk

    P2P’s speed puts personal info at greater risk

    Given the increasing popularity and volume of transactions, P2P also makes for an ideal breeding ground for fraud.

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