Industry Roundups

  • Consumer Credit Card Debt Climbs Slowly, but Steadily; Risk Varies between Top and Small Issuers

    Consumer Credit Card Debt Climbs Slowly, but Steadily; Risk Varies between Top and Small Issuers

    It is likely a good time to trim back some growth, or at least tighten standards beyond the realm of top credit card issuers.

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  • AI Enters The FI Fast Lane

    AI Enters The FI Fast Lane

    In a new PYMNTS interview, CEO of Brighterion (a Mastercard company), spoke with Karen Webster about moving artificial intelligence into the fast lane.

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  • A Marketplace For Stolen Fingerprints Has Emerged

    A Marketplace For Stolen Fingerprints Has Emerged

    Dubbed Genesis, the marketplace emerged in the fall of last year when the creators started advertising it on forums where hackers sell payment card details they’ve stolen.

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  • Defending against Cyberattacks in 2019

    Defending against Cyberattacks in 2019

    It’s more important than ever before not only practice better security awareness but also put it into action by adopting and implementing improved policies and tools.

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  • Instagram Checkout tests power of social media for mobile commerce

    Instagram Checkout tests power of social media for mobile commerce

    The Instagram Checkout strategy will likely quickly evolve and transform the consumer journey and drive the impetus for retailers to deliver better customer experiences.

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  • 2019: The Year Financial Institutions Reclaim Payments

    2019: The Year Financial Institutions Reclaim Payments

    Institutions must be committed to innovation.

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  • Do You Know Your Digital Customer? Addressing the Anti-Money Laundering and Bank Secrecy Act Implications for P2P Payments

    Do You Know Your Digital Customer? Addressing the Anti-Money Laundering and Bank Secrecy Act Implications for P2P Payments

    Maintaining high compliance standards is not only important to avoid fines and penalties, but also to maintain an organization’s reputational security.

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  • How 5G will shape your future

    How 5G will shape your future

    The financial services industry continues to evolve and 5G, or 5th generation, wireless communication technology is poised to help jumpstart another wave of digital innovation.

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  • 982M Email Accounts Leaked From Online Database

    982M Email Accounts Leaked From Online Database

    Close to 1 billion email accounts were leaked by a marketing company in what some researchers are calling the “biggest and most comprehensive email database” breach ever.

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  • Apple Card: 7 key takeaways

    Apple Card: 7 key takeaways

    Apple's new credit card isn't just another virtual card in its virtual wallet. It borrows a lot of features from the most successful brands in payments and technology.

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  • The New Normal of Payments: Customer Experience and Industry Regulation

    The New Normal of Payments: Customer Experience and Industry Regulation

    With increased choice also comes higher expectations of service and customer experience.

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  • Square Debuts Invoices App For SMBs

    Square Debuts Invoices App For SMBs

    Square has released a new app called Square Invoices to help businesses design, manage and send invoices from anywhere.

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  • Mastercard On Enabling Apple’s ‘Digital First’ Credit Card

    Mastercard On Enabling Apple’s ‘Digital First’ Credit Card

    Does the Apple Card signal the age of the ‘digital first’ and…eventually….’digital only’ credit card?

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  • Why Technology Isn’t Bank Transformation’s Silver Bullet

    Why Technology Isn’t Bank Transformation’s Silver Bullet

    Is there a right way and wrong way to innovate?

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  • Chase Launches Low-Cost Accounts To Win Unbanked Consumers

    Chase Launches Low-Cost Accounts To Win Unbanked Consumers

    As the Chase launch and the Bank of America account elimination show, we can bet on more work and experimentation regarding that consumer segment in the years to come.

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  • Tech and Banking: Evolving Mobile Trends From Bank of America

    Tech and Banking: Evolving Mobile Trends From Bank of America

    Read on for key trends.

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  • Making P2P Payments Fraud-Free

    Making P2P Payments Fraud-Free

    The new Digital Fraud Tracker™ highlights the latest developments in payments fraud and how different companies are working to keep funds safe.

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  • TD Bank's Annual Consumer Spending Index Reveals Credit Knowledge Gap Exists Among Millennials

    TD Bank's Annual Consumer Spending Index Reveals Credit Knowledge Gap Exists Among Millennials

    As the generation least likely to carry cash, according to the survey, this begs the question of whether millennials are armed with the proper tools to be…

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  • Fed Forces Delay Of New Same Day ACH Processing Window

    Fed Forces Delay Of New Same Day ACH Processing Window

    NACHA said a third processing window for same-day transactions will be postponed for six months until the Fed Board approves the initiative.

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  • Federal protections for data use, security are urgently needed

    CUNA noted that the cornerstone of any new privacy requirements should be robust data security requirements for business and other entities that collect consumers’ personal information.

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