Payment Trends

  • April 2023 spending trends: Consumers pull back as economy wavers

    April 2023 spending trends: Consumers pull back as economy wavers

    Following a strong March, a rise in economic uncertainty resulted in more muted consumer spending activity in April.

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  • March 2023 Spending Trends: The Spring Spending Boom is Here!

    March 2023 Spending Trends: The Spring Spending Boom is Here!

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  • February Spending Trends: Opportunities to Revive and Engage

    February Spending Trends: Opportunities to Revive and Engage

    Despite a still-strong job market, spending across most categories cooled according to Co-op’s member credit union payment portfolio data for February. The data shows that consumers are tightening...

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  • January 2023 Spending Trends: New Year, New Uncertainty

    January 2023 Spending Trends: New Year, New Uncertainty

    With a strong holiday shopping season in the rear-view mirror, January spending results were muted as consumer confidence dipped in response to mixed economic signals. January’s surprisingly ...

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  • December Spending Trends: Signs of Hope for the New Year

    December Spending Trends: Signs of Hope for the New Year

    Coming off a solid holiday shopping season amidst signs of an improving economy, credit unions can anticipate a positive spending outlook as we begin the new year. Perhaps not surprisingly, we saw...

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  • November spending trends: Despite resilient holiday shopping season, overall spending volume falls

    November spending trends: Despite resilient holiday shopping season, overall spending volume falls

    Read November’s Payment Trends Report to gain access to the latest spending trends and learn where your credit union should focus its efforts now to optimize your credit and debit portfolios

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  • October spending trends: Mixed economic signals ahead of holiday shopping season

    October spending trends: Mixed economic signals ahead of holiday shopping season

    In October’s Payment Trends Report, learn about which spending trends Co-op’s SmartGrowth experts are watching now, and discover how your credit union can leverage Co-op’s credit union portfolio data

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  • September spending trends: inflation, supply issues push up holiday season

    September spending trends: inflation, supply issues push up holiday season

    Like last year, the holiday shopping season is kicking off early this year as consumers and retailers continue to wrestle with supply chain issues and rising inflation.

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  • Co-op Payment Trends August 2022

    Co-op Payment Trends August 2022

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  • Co-op Payment Trends July 2022

    Co-op Payment Trends July 2022

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  • Co-op Payment Trends June 2022

    Co-op Payment Trends June 2022

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  • Co-op Payment Trends Report May 2022

    Co-op Payment Trends Report May 2022

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  • Co-op Payment Trends April 2022

    Co-op Payment Trends April 2022

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  • Co-op Payment Trends March 2022

    Co-op Payment Trends March 2022

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  • Co-op Payment Trends February 2022

    Co-op Payment Trends February 2022

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  • Co-op Payment Trends January 2022

    Co-op Payment Trends January 2022

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  • Co-op Payment Trends August 2021

    Co-op Payment Trends August 2021

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  • Payments Year in Review

    Payments Year in Review

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