Latest Insights
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3 Ways AI and Machine Learning Can Boost Your Card Portfolio
According to Forbes Magazine, global revenue derived from artificial intelligence (AI) for enterprise applications is projected to grow at more than 52 percent annually, from “$1.62B in 2018 to...
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Rise in BIN Attacks Lead List of Fraud Worries. Here’s How Your Credit Union Can Fight Back
It’s been a couple of tough years on the financial fraud fronti. Consider that e-commerce fraud reached $20 billion globally in 2021, representing 14% growth over the prior year. Meanwhile,… The...
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April 2023 spending trends: Consumers pull back as economy wavers
Following a strong March, a rise in economic uncertainty resulted in more muted consumer spending activity in April.
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The Invisible Revolution
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5 Spending Predictions for Credit Unions this Spring
Spring is here, and Co-op’s SmartGrowth experts predict a seasonal lift in spending categories like travel & lodging, home improvement and sports & recreation over the next few months.
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2023 CU Growth Outlook: Fueling Financial Performance Through Daily Interactions
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WHITE PAPER 2023 CU Growth Outlook
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Changemakers from Amazon, Facebook & Mastercard confirmed for THINK 23
We are excited to share the full lineup of speakers and industry giants to take the main stage at THINK 23 in Tucson, Arizona, May 2-4, 2023. Pioneers in their fields, these keynote speakers have...
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March 2023 Spending Trends: The Spring Spending Boom is Here!
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ICCU EMV 3DS OTP Case Study
Having been a long-time EMV® 3-D Secure (EMV 3DS) customer, Idaho Central Credit Union (ICCU) was looking for better ways to help reduce fraud for their members. ICCU decided to add the optional One..
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BIN Attacks Are Rising: Here’s How Your Credit Union Can Fight Back Against Card Fraud
By Nicole Reyes, Director of Fraud Prevention, CO-OP Financial Services When it comes to preventing card fraud, issuers need all the help they can get. Fortunately, credit unions have access… The...
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Latest CU Growth Outlook Research Defines New Member-centric Model
To strengthen member relationships and ensure long-term growth, credit unions must be a part of their members’ daily lives, capturing more of those everyday interactions as the gateway to a new model
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Offering Contactless Drives Growth and Profitability for Credit Unions
Offering contactless cards presents numerous benefits for credit unions. For one, it accelerates the trend toward cash displacement, which will help reduce cash handling and branch overhead expense
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Credit Unions Well-positioned to Enter BNPL Market
Buy now, pay later (BNPL) is a major trend that recently emerged and grew exponentially during the pandemic, meeting consumers’ desire for greater convenience and flexibility in how they manage...
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February Spending Trends: Opportunities to Revive and Engage
Despite a still-strong job market, spending across most categories cooled according to Co-op’s member credit union payment portfolio data for February. The data shows that consumers are tightening...
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Leverage Intelligent Scoring to Stay One Step Ahead of Fraud
Payments fraud is on the rise, and credit unions must make proactive efforts to address this persistent and growing threat. Solutions like Co-op Cooper® Fraud Score can detect and prevent fraudulent..
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Co-op THINK 23 Speaker Spotlight: Steve Wunker
Co-op’s THINK events are renowned for bringing together thought leaders and changemakers from the financial services industry and beyond to inform and inspire credit unions. Our newest THINK 23...
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Raise Your Shade, Raise Some Money for CMNH and NCUF
Back by popular demand, CO-OP is launching another #ShadesUpforKids campaign to raise money for Children’s Miracle Network Hospitals and the National Credit Union Foundation. What is...
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Debit Network Choices Matter. Here’s Why.
Becoming more strategic in selecting a debit card network is one way credit unions can address three of the movement’s most pressing priorities: Earnings, Expenses, and Experience. Co-op understands
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Co-op THINK 23 Speaker Spotlight: Linda Kirkpatrick
Meet Linda Kirkpatrick, one of the latest speakers added to the prestigious line-up to take the mainstage at Co-op THINK 23. As President of North America for Mastercard, Kirkpatrick leads the...
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