Latest Insights

  • As Subscription Habits Evolve, Payment Growth Opportunities Remain

    As Subscription Habits Evolve, Payment Growth Opportunities Remain

    From streaming services to meal kits, subscriptions are big business these days.  According to a 2021 survey, 61 million Americans have at least one retail subscription service. Based on an...

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  • SPP Scorecard - Origence

    SPP Scorecard - Origence

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  • SPP Scorecard - SavvyMoney

    SPP Scorecard - SavvyMoney

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  • December Spending Trends: Signs of Hope for the New Year

    December Spending Trends: Signs of Hope for the New Year

    Coming off a solid holiday shopping season amidst signs of an improving economy, credit unions can anticipate a positive spending outlook as we begin the new year. Perhaps not surprisingly, we saw...

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  • Five County CU: Bringing payments processing under one roof2:01

    Five County CU: Bringing payments processing under one roof

    How Five County Credit Union boosted efficiency, member experience and income by bringing payments under one roof.

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  • What’s in store for 2023? Here are 5 Spending Predictions for the New Year

    What’s in store for 2023? Here are 5 Spending Predictions for the New Year

    From lingering pandemic-era supply chain issues, rising inflation, and ongoing Fed rate increases to the war in Ukraine, tech company layoffs, and a volatile stock market, 2022 was an eventful year...

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  • 3 Fraud Predictions for 2023

    3 Fraud Predictions for 2023

    Fraud is top of mind for credit unions, and for good reason. U.S. consumers lost a record $3.56 billion to online fraud in the first half of 2022, and credit card fraud is projected to increase at...

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  • Looking Back and Looking Ahead: 2022 - a Year of Accomplishments for Credit Unions

    Looking Back and Looking Ahead: 2022 - a Year of Accomplishments for Credit Unions

    As we look back on 2022, it’s important to appreciate our movement’s successes and growth, while also recognizing areas of future opportunity. In 2023 and beyond, our collective focus must be on...

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  • The Branch of the Future Offers Freedom of Choice

    The Branch of the Future Offers Freedom of Choice

    In 2022, credit unions across the U.S. opened branches as banks shuttered them. Dr. Kathy Snider, Senior Vice President, Engage Products, for Co-op Solutions offers her take on how credit unions...

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  • How Credit Unions Will Tap into Their True Lending Power in 2023

    How Credit Unions Will Tap into Their True Lending Power in 2023

    Lending products have long existed as bread-and-butter offerings for most credit unions. To provide borrowers with the most attractive lending options, however, credit unions need to apply the same...

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  • Business credit cards are an untapped opportunity for credit unions

    Business credit cards are an untapped opportunity for credit unions

    The U.S. small business sector represents a huge and growing market opportunity for credit unions—one that is largely underserved by big banks and other financial institutions. Business credit cards..

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  • A Digital Ecosystem Built for Personalization, Speed and Scale

    A Digital Ecosystem Built for Personalization, Speed and Scale

    Learn more about how Co-op's digital ecosystem allows credit unions to choose among the best technology and digital solutions that meet their specific needs, and manage them —securely, conveniently...

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  • Top 10 blogs of 2022 Just for Credit Unions

    Top 10 blogs of 2022 Just for Credit Unions

    Throughout the year, Co-op has brought you information on the latest industry trends, provided access to exclusive research and offered tips from our experts and strategic advisors to help credit...

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  • Together, We Raised $4 Million for CMN Hospitals This Year

    Together, We Raised $4 Million for CMN Hospitals This Year

    As we celebrate the season of giving, we are reminded of the amazing contributions credit unions make each year to their local communities. Once again in 2022, Co-op Solutions and its partnering...

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  • Co-op Pay Network Slipsheet

    Co-op Pay Network Slipsheet

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  • Strategic Provider Program Terms & Conditions

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  • November spending trends: Despite resilient holiday shopping season, overall spending volume falls

    November spending trends: Despite resilient holiday shopping season, overall spending volume falls

    Read November’s Payment Trends Report to gain access to the latest spending trends and learn where your credit union should focus its efforts now to optimize your credit and debit portfolios

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  • For the Financial Health of Members, Credit Unions Must Become Major Players in the API Economy

    For the Financial Health of Members, Credit Unions Must Become Major Players in the API Economy

    Designing the “seamless” digital experience that financial consumers expect ironically requires attention to seams. Behind today’s smooth, enjoyable and secure transactions are thousands of threads of

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  • Strategies for Credit Unions to Build Member Relationships through Payments

    Strategies for Credit Unions to Build Member Relationships through Payments

    Fintechs are capturing more of members’ daily interactions. Through payments, credit unions can not only increase non-interest income, but also secure stronger member relationships and capture

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  • Debit Network Choices Matter. Here’s Why.

    Debit Network Choices Matter. Here’s Why.

    Becoming more strategic in selecting a debit card network is one way credit unions can address three of the movement’s most pressing priorities: Earnings, Expenses, and Experience. Co-op understands

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