Insight Vault

The official CO-OP Financial Services Blog

  • 5 Must-Reads: Apple Pay’s Piece of the Pie

    5 Must-Reads: Apple Pay’s Piece of the Pie

    This week there are conflicting perspectives on who might be winning the wallet wars. The data is fascinating – and proof that sometimes you can find statistics to back up… The post 5 Must-Reads:...

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  • Want Interchange? Look to Mobile Payment Apps

    Want Interchange? Look to Mobile Payment Apps

    This article previously ran on CUInsight.com. As more incentives and rewards solutions become available to the market, competition among debit and credit card issuers is increasing. According to a...

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  • Where Will CO-OP’s Security Roadmap Take Us in 2017?

    Where Will CO-OP’s Security Roadmap Take Us in 2017?

    Fighting fraud is one of the biggest challenges credit unions face right now. CO-OP has developed a four-part roadmap for 2017 to help clients mitigate fraud and reduce false positives.… The post...

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  • New! Fraud Navigator Targets Fallback Fraud with Speed and Precision

    New! Fraud Navigator Targets Fallback Fraud with Speed and Precision

    Attend Our April 20th Webinar to Learn More About Our Newest Fraud Prevention Tools and Strategies According to VISA, as reported to PYMNTS.com, merchants that accept EMV chip cards have… The...

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  • 5 Must-Reads: Is the Future Friendly?

    5 Must-Reads: Is the Future Friendly?

    Here’s a question you don’t see often enough: Is the future friendly? Are we going to like the next ten years? This week we’re taking an up-close look at the… The post 5 Must-Reads: Is the Future...

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  • Alexander Hamilton, CO-OP THINK 17, and a 33-Square-Mile Island Called Manhattan

    Alexander Hamilton, CO-OP THINK 17, and a 33-Square-Mile Island Called Manhattan

    Since our nation’s earliest days, there has been no place quite like New York City, the location for CO-OP’s THINK 17 Conference. Not only does the tiny island of Manhattan… The post Alexander...

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  • Meet the Newest Members of CO-OP’s Executive Management “Dream Team”

    Meet the Newest Members of CO-OP’s Executive Management “Dream Team”

    Last week, CO-OP announced the acquisition of TMG, a move that brings a wealth of new resources to our client credit unions and their members. Not only does the acquisition… The post Meet the...

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  • 5 Must-Reads: You Call This Service?

    5 Must-Reads: You Call This Service?

    Serving your members means something different today than it did a decade ago – or at least it should. How are technologies like chatbots, mobile apps and video banking affecting… The post 5...

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  • CO-OP Isn’t Changing. It’s Transforming

    CO-OP Isn’t Changing. It’s Transforming

    CO-OP has been making news with big changes, most recently with the announcement that the company is acquiring its longtime strategic partner TMG, and that they’re partnering with software...

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  • 6 Reasons CO-OP’s Acquisition of TMG is Great for Credit Unions

    6 Reasons CO-OP’s Acquisition of TMG is Great for Credit Unions

    Now that CO-OP and TMG are becoming a single, new-and-improved company, maybe you’re wondering what’s in it for you. We’re so glad you asked. Here are the top six reasons… The post 6 Reasons...

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  • AN OPEN LETTER TO THE CREDIT UNION MOVEMENT FROM TODD CLARK

    AN OPEN LETTER TO THE CREDIT UNION MOVEMENT FROM TODD CLARK

    CO-OP Acquires TMG and Makes Organizational Changes Dear Colleagues of the Credit Union Movement: I am very excited to announce two significant events in the history of CO-OP designed to… The...

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  • 5 Must-Reads: The Future of Cards Is Cardless

    5 Must-Reads: The Future of Cards Is Cardless

    It’s happening: Next week, all of Wells Fargo’s ATMs will be ready to accept cardless transactions. Are you ready for this shift? Increasingly the future of cards isn’t about cards.… The post 5...

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  • CO-OP to Launch Groundbreaking New Machine Learning Risk Management Tool This Year

    CO-OP to Launch Groundbreaking New Machine Learning Risk Management Tool This Year

    According to Mercator Advisory Group, “In most situations where human beings determine risk today, a machine learning algorithm will be able to outperform those humans.” As reported in The...

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  • New Shopping Innovations Bring Traditional Cards and VR Together

    New Shopping Innovations Bring Traditional Cards and VR Together

    Earlier this year, billionaire technology and entertainment entrepreneur Mark Cuban told CNBC he believes the next 10 years will produce the biggest technological revolution in history. That’s a...

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  • 5 Must Reads: Do You Really Want to Pay That Way?

    5 Must Reads: Do You Really Want to Pay That Way?

    This week we have to ask: Is new always better? Sometimes, it’s a clear yes. As digital payments catch on, we miss our cards less and less. But what about… The post 5 Must Reads: Do You Really...

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  • Expert Viewpoint: Making the Case for Non-Variable Rate Credit Card Products

    Expert Viewpoint: Making the Case for Non-Variable Rate Credit Card Products

    By Ondine Irving When it comes to their credit card programs, credit unions should follow a best practice of including a non-variable rate product. This is because credit unions receive… The post...

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  • CO-OP Signs Agreement Keeping CO-OP ATM Network in 7-Eleven Stores

    CO-OP Signs Agreement Keeping CO-OP ATM Network in 7-Eleven Stores

    From sodas and snacks to lottery tickets and fast food, 7-Elevens hold a treasure trove of “bare necessities” behind their doors. Which is why your members inevitably find themselves shopping…...

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  • What a Durbin Repeal Would Mean for Credit Unions

    What a Durbin Repeal Would Mean for Credit Unions

    This article previously ran on CUInsight.com. Lawmakers are preparing for a showdown in Washington over the Dodd-Frank Wall Street Reform and Consumer Protection Act.  And with a...

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  • 5 Must-Reads: Digital Payments Are Changing the World!

    5 Must-Reads: Digital Payments Are Changing the World!

    How’s that for an ambitious headline? This week we found that digital payments are improving people’s financial lives around the world. The CFPB is looking for your input. APIs may… The post 5...

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  • Cards at 67 – Join Us for a Trip Down Memory Lane

    Cards at 67 – Join Us for a Trip Down Memory Lane

    It may seem like fintech is forcing unprecedented changes on the payments world today, but a look back in time reveals that cards – first credit, then debit – have… The post Cards at 67 – Join Us...

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